Welcome to FAILLA FUNDING.
The "HOME OF THE TOTAL NO INCOME & NO ASSET MORTGAGE" (NINA) and alternative source of funding Real Estate.
If you have been TURNED DOWN FOR A MORTGAGE by a Bank or Banker, you have come to the right place.
We DO NOT CHARGE UPFRONT FEES, except for third party fees, that you may need such as appraisal.
Since 1988 we have been providing both residential & commercial mortgages that others cannot do.
Our specialties are TOTAL NO INCOME, NO ASSET & NO EMPLOYMENT VERIFICATION MORTGAGES as well as REFINANCE DEBT CONSOLIDATION.
We offer mortgages for both NON OWNER INVESTOR AND OWNER OCCUPIED PURCHASES MORTGAGES.
Dont waste your time with a stated mortgage, when you can get a total no income and asset check mortgage through us.
CASHING OUT on real estate is also one of our specialties.
Up to 95% conventional financing is available for excellent score and full document borrowers.
INVESTORS enjoy our PRIVATE PORTFOLIO MORTGAGES which are quickly underwritten, approved and funded in just a few days from application.
PORTFILIO DIRECT PRIVATE FUNDS for FIX & FLIPS (For Corporation & LLC Business Loans Nationwide, 50% LTV)
SELF EMPLOYED individuals enjoy our NO DOC MORTGAGES to purchase or REFINANCE property. Even cashing out is also an option for them.
PRIVATE PORTFOLIO BRIDGE FINANCING is available for commercial property in 48 States. These are SHORT TERM LOANS from 3-60 months, from $100,000. to $ 5 million plus.(Click commercial tab for types of properties we can finance).
We promise clear communication and lending decisions and provide fast efficient streamline financing..
Our staff is friendly and full-service and make getting a mortgages easy.
Our primary areas are Manhattan,Bronx, Brooklyn, Staten Island, Queens, Long Island and Westchester.
When you apply for a mortgage with us, there is very little you have to do.
All you need to do is fill in our secure on line application by clicking the button at the bottom of this page. We do the rest.
Its a great feeling to be able to help our customers in both good and bad times.
Since we have been around so long we have relationships with almost any source of funds.
Just take a look at our special mortgage products below.
I am looking forward to speaking with you personally.
Feel free to call me anytime.
Sincerely,
Joseph Failla
Customized Loan Products:
Total no income and asset check mortgage.
Bank and Banker turn downs
Self employed mortgages
NINA Mortgages
Cash Out Programs
Portfolio Direct Private Funds on Fix & Flips (Nationwide, 50% LTV)
Consolidations
Foreign Nationals
First time buyer programs
No Score Portfolio Product Loans
Investment Full Doc below 500 Scores
Non-Owner Occupied Full Doc, Stated Income and NO DOC
No Doc Mortgages-case by case
Jumbo loan amounts for residential and commercial properties
Mortgage Lates / Bad Credit Mortgages
Bankruptcy Buyouts regardless of payment history
Loan Modification
Debt settlement
Inherited property financing
Gift of Equity programs
Bank Statement programs
Short Sale Mortgages
Commercial Loans
Commercial construction financing
Stated Income Loans-case by case
Real Estate Investment Loans
Debt Consolidation
Private Money Lending
Bridge Funding
Private Funding
Short Term Funding
Hard Money Lending
Portfolio Lending
Conventional Loan Programs
REGISTERED MORTGAGE BROKER * NEW YORK STATE BANKING DEPARTMENT
LOANS ARRANGED WITH THIRD PARTY PROVIDERS
OTHER STATES FOR INVESTMENT AND COMMERCIAL MORTGAGES
